Fit Credit Card Fees
The fit mastercard charges a one time fee of 89 before the account is even open then follows it up with a 99 annual fee which is joined by a monthly fee after 12 months.
Fit credit card fees. You ll pay a lot of fees to get and keep the fit mastercard including a one time processing fee and monthly maintenance fees all these fees eat into the card s already low credit limit. Additionally your credit card may be charged a non refundable 1 fee. A one time 89 processing fee. However credit score alone does not guarantee or imply approval for any credit card offer.
The fit mastercard can help you build or rebuild your credit and it doesn t require a security deposit even so that doesn t mean it ll cost you less than a secured credit card. For your credit report. The fit mastercard credit card is issued by the bank of missouri under license from mastercard international. A 99 annual fee.
If your credit score is preventing you from qualifying for this credit card check out our guide for the best credit cards for bad credit. Note there are secured cards with a 0 annual fee. Fit mastercard disclosure. The monthly annual fee will be billed to the credit card or other billing source provided by you when you purchased credit monitoring on the first day of your purchase and each successive membership term.
If you get the maximum 400 limit the fees are deducted from that limit which leaves you with less spending power until you ve paid enough to cover the fees. Among unsecured credit cards the fit mastercard has got more fees because they now have an annual fee a one time processing fee and a month fee during the second year onwards. The fit mastercard credit card sports many fees that aren t typical for a secured card including. As a general rule secured credit cards have much lower fees than unsecured ones but you have to put up a security deposit.
A 6 25 monthly maintenance fee that kicks in after a 12 month intro period and totals 75 annually. This compensation may impact how and where products appear on this site including for example the order. The fit mastercard credit card is designed for people with less than perfect credit. The fit mastercard credit card is an expensive unsecured credit card for people with bad credit or limited credit history.
If you make on time minimum payments and maintain your balances under the credit limits you may be able to build or reestablish your credit. The additional card fee and annual fee are deducted immediately from your credit limit.